XRP ETF Assets Break $1.25B as XRP-USD Holds $1.87 in a Tight $1.85–$1.91 Range

XRP ETF XRPI & XRPR: Range Trade In Price, Trend In Flows

Spot XRP-USD Around $1.87 While XRPI And XRPR Sit Near Range Lows

XRPI closed at $10.70 on Dec 24, down 1.74% (-$0.19), with after-hours at $10.77. Intraday, XRPI traded between $10.69–$10.83, only about 2.7% above its $10.44 yearly low. The 52-week high at $23.53 leaves XRPI roughly 54% below the peak, putting it in the lower third of its annual range. Average volume around 546.9K shares provides workable liquidity for active trading strategies.
XRPR finished at $15.19, down 1.68% (-$0.26), with a $15.19–$15.37 daily range, only 2.7% above its $14.79 52-week low and well below the $25.99 high, a drawdown of about 41%. However, average volume of just 36.1K shares means execution risk and slippage for size are materially higher than in XRPI.
At the underlying token level, XRP-USD trades near $1.87, inside a $1.85–$1.91 band, mirroring the compressed volatility environment that now dominates both XRPI and XRPR.

XRP ETF Asset Base Above $1.25 Billion With Persistent Inflows

Combined U.S. spot XRP ETFs now control about $1.25B in net assets, according to multiple December 25 flow snapshots. Over just a few recent sessions, institutional investors added around $8.19M of fresh capital to these instruments. Since their mid-November launch, the funds have logged roughly 28–30 consecutive trading days of net inflows, with no recorded outflow day so far, a very rare streak in the current crypto ETF landscape.
This behavior stands in sharp contrast to Bitcoin and Ethereum ETFs, where net flows have turned negative across several recent weeks. It signals that allocators are selectively rotating into regulated XRP exposure even as the broader digital-asset ETF complex de-risks. For XRPI and XRPR, this creates a structural bid under the market that does not yet translate into an aggressive price uptrend, but clearly rejects the idea of institutional abandonment.

XRPI And XRPR Price Structure: Tight Daily Ranges Near Cycle Lows

Despite the strong ETF inflow profile, XRPI at $10.70 remains deep below its $23.53 high, aligning with the broader correction in XRP-USD from mid-year peaks. XRPR at $15.19 sits equivalently depressed versus its $25.99 annual high. Yet both funds show remarkably tight daily volatility: XRPI fluctuates within a $0.14 window ($10.69–$10.83, around 1.3%), and XRPR trades in a $0.18 band ($15.19–$15.37, around 1.2%).
That pattern points to controlled two-way flow rather than disorderly liquidation. Sellers are active, but demand is sufficiently firm to prevent a cascade lower, which matches the underlying spot tape where XRP-USD oscillates in a relatively narrow $1.85–$1.91 consolidation corridor.

XRP-USD Micro Tape: $1.86 Bid Versus $1.90–$1.91 Offer Wall

Recent intraday data show XRP-USD sliding from roughly $1.8783 to $1.8604, then parking inside a $1.85–$1.91 range. Sellers repeatedly defend the $1.9060–$1.9100 resistance band, with one rejection accompanying volume of about 75.3M tokens, roughly 76% above typical session turnover. That is real distribution at the top of the range, not a low-liquidity drift.
On the downside, bids consistently appear around $1.86–$1.87, absorbing pressure each time price retests that pocket. The result is a classic coil: an overhead supply shelf near $1.90–$1.91 versus a sticky support band at $1.86–$1.87. For XRPI and XRPR, this micro-structure underpins the tight ranges, as ETFs simply transmit the same order-flow battle in regulated wrapper form.

Key Supports For XRP-USD: $1.77 And $1.61 As Structural Lines

Technical coverage repeatedly highlights $1.77 as the immediate structural support for XRP-USD. A daily close below $1.77 is flagged as a clear bearish break that would argue the current consolidation is evolving into a deeper correction. Below there, a broader “must-defend” region appears around $1.61, tied to earlier channel lows and prior buyer interest.
If the $1.86 intraday floor gives way and price slides toward $1.77–$1.80, sentiment typically shifts to a “fear” regime, which matches several sentiment gauges already lodged in negative territory. For XRPI, a confirmed loss of $1.77 in spot XRP-USD would justify a test of the lower $10 area or below, while XRPR would risk revisiting and possibly undercutting the $14.79 yearly low.

Upside Roadmap For XRP-USD: $1.92, $1.98, $2.00, $2.12 And $2.23

On the upside, the resistance stack is well defined. Technicians mark $1.92 as a first recovery hurdle, aligned with local trendline resistance. Above that, a dense band between $1.96–$2.00 coincides with concentrated holder cost basis, creating a congestion zone where prior buyers sit near break-even.
The most important trigger level is $1.98. Multiple analyses frame a decisive break and close above $1.98 as the threshold that confirms a shift from range-trading into a renewed bullish phase. If that happens with strong volume, extension targets cluster near $2.12 and $2.23, drawn from recent swing structures. In that scenario, XRPI should escape the $10s and push into mid-teens, while XRPR would have room to re-attack the $18–$20 region as the ETF beta multiplies spot gains.

On-Chain Supply And Whale Flows: Shrinking Exchange Balances And Measured Accumulation

On-chain metrics show XRP balances on the largest centralized exchange dropping to the lowest point since July 2024. Reduced exchange reserves mean less immediately sellable inventory at each level, increasing sensitivity of price to incremental demand.
Large-holder cohorts have reportedly added around $200M of net XRP exposure over recent days. That is not an aggressive “all-in” capitulation trade, but a measured accumulation pattern that reinforces the idea of strategic positioning, not speculative chasing. Combined with the $1.25B ETF asset base, it suggests a market where structural holders are slowly increasing exposure while short-term traders continue to fade rallies.

XRPI Versus XRPR: Liquidity, Execution And Use Case

XRPI on Nasdaq at $10.70 with average daily volume of roughly 546.9K shares offers several million dollars of notional turnover per session and relatively tight spreads. It is the cleaner primary instrument for active traders and larger allocators that want regulated XRP beta with manageable execution risk.
XRPR on BATS at $15.19 trades only 36.1K shares per day on average, making it far thinner and more vulnerable to slippage and gap risk. It provides similar directional exposure to XRP-USD, but is more suitable for investors willing to tolerate lower liquidity and hold positions longer without frequent trading.
In both cases, the economic driver remains XRP-USD, so vehicle choice is primarily a function of trading style, liquidity preference, and exchange access rather than a fundamentally different thesis.

ETF Flows Versus Bitcoin And Ethereum: XRP As The Positive Outlier

In 2025, the U.S. ETF market as a whole attracted about $1.4T in net inflows, with equities and fixed income absorbing most of that capital. Crypto ETFs are still a small slice, but they serve as a clean barometer of institutional sentiment.
For Bitcoin and Ethereum, the 30-day moving averages of ETF flows have turned negative since early November, with several data providers reporting four consecutive trading days of net outflows and weekly crypto fund redemptions near $952M across multiple weeks. That points to a partial institutional retreat or at least a pause in aggressive accumulation of BTC and ETH through ETFs.
XRP ETFs stand out as the exception. With about $1.25B in assets, a 30-day inflow streak, and no outflow session yet, XRP is attracting selective institutional flows even as larger legacy crypto products bleed. That divergence explains why XRPI and XRPR can sit near range lows in price while still enjoying a steady pipeline of capital.

Community And Narrative Premium: XRP Army Plus Regulatory Clarity

A prominent asset manager recently emphasized that XRP’s survival through multiple cycles owes a lot to its committed community, often labeled the “XRP army”. In a market where new tokens constantly compete for attention, the ability to retain a loyal holder base becomes a differentiator for which assets maintain relevance.
2025 added two major structural upgrades to that narrative. First, the long-running U.S. regulatory case ended with a settlement and a framework that removed the worst-case label for XRP in many contexts, opening the door for mainstream financial products. Second, that clarity led directly to the launch of U.S. spot XRP ETFs, which now hold roughly $1.25B in assets and provide a compliant on-ramp for institutions, family offices, and potentially, in future scenarios, pensions and insurers.
Scenario work circulating today models outcomes in which jurisdictions like Japan become full-scale institutional corridors for XRP, with range estimates from $3–$5 in conservative cases to $8–$12 or higher in more aggressive institutional-adoption frameworks. These are not base-case forecasts, but they are the kind of long-horizon narratives that justify persistent ETF inflows even when short-term price action is trapped below $2.00.

Risk Grid: Bitcoin Correlation, Macro Shocks And Pattern Failure

Despite all structural positives, XRP, XRPI and XRPR remain high-beta risk assets heavily correlated to BTC-USD and growth equities. A sharp breakdown in Bitcoin from the current $70K–$80K consolidation zone, or a significant correction in the NASDAQ, would almost certainly drag XRP lower regardless of ETF inflows.
On the token side, the critical tactical risks are a daily close below $1.77, which would break the current range to the downside, and a subsequent slide toward $1.61 with rising volume, which would confirm that sellers have regained control of the trend. For the ETFs, additional layers of risk include gap moves around macro events, tracking differences in stressful conditions, and, in XRPR, the impact of low liquidity amplifying intraday volatility.
A further risk is behavioral: if the inflow streak into XRP ETFs breaks and turns into a meaningful outflow week, the perception of “one-way institutional demand” will dissolve quickly, and previously supportive narratives could flip into selling pressure as traders reprice risk.

Positioning View On XRPI, XRPR And XRP-USD

With XRP-USD trading near $1.87, support clearly defined at $1.77 and $1.61, and resistance stacked at $1.92, $1.96–$2.00, $1.98 as a trigger, and then $2.12–$2.23, the market is in a compression phase rather than a trend. XRPI at $10.70 and XRPR at $15.19 echo that, sitting near their annual lows while structural ETF inflows and on-chain signals lean positive.
Flows of roughly $1.25B into XRP ETFs, exchange reserves at multi-month lows, and net whale additions around $200M support a constructive medium-term stance while acknowledging that the breakout above $1.98–$2.00 has not yet occurred. Under these conditions, the rational read is a range-biased accumulation rather than aggressive momentum chasing.
From a positioning perspective, XRPI looks like a Buy zone as long as XRP-USD defends $1.77 and the ETF inflow story stays intact, with pullbacks toward the low $10s offering better entry points. XRPR is best treated as a selective Hold with upside bias, reflecting the same underlying thesis but with materially higher liquidity risk that only suits investors comfortable with wider spreads and slower trading.

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