XRP ETFs Surge As XRPI Hits $13.11 And XRPR Climbs 4% Ahead Of Franklin Templeton’s $1.5T EZRP Launch

XRP ETF Wave Reshapes Institutional Access As XRPI (NASDAQ:XRPI) Rises To $13.11 And XRPR (BATS:XRPR) Hits $18.37 Ahead Of Franklin Templeton’s EZRP Launch

The institutional spotlight on XRP intensified this week as multiple exchange-traded funds began trading, fueling a surge in sentiment and liquidity across Ripple-linked assets. The XRP ETF (NASDAQ:XRPI) climbed 3.72% to $13.11, while the REX Osprey XRP ETF (BATS:XRPR) advanced 4.08% to $18.37, both reflecting renewed institutional inflows ahead of Franklin Templeton’s $1.5 trillion-backed EZRP ETF debut on the CBOE. The launches mark a defining moment for Ripple’s integration into traditional markets, setting off what could become one of the largest altcoin ETF expansions of 2025.

Massive Institutional Expansion Across XRP ETFs

At least four spot XRP ETFs are rolling out between November 18–22, led by Franklin Templeton, Bitwise, 21Shares, and CoinShares. Following Canary Capital’s XRPC ETF—which launched last week with $245 million in first-day creations and $58 million in trading volume—momentum has accelerated sharply. Franklin Templeton’s EZRP is the first institutional-grade XRP ETF from a major asset manager, while Bitwise plans to follow with its own fund between November 19–20 after filing its final SEC amendment. The 21Shares and CoinShares filings are under SEC review, expected to clear within 20 days, bringing total XRP ETF listings to as many as seven within two weeks.

REX/Osprey’s XRPR ETF, which began trading in September, quickly accumulated $150 million AUM after its $38 million opening-day turnover—proof of strong investor appetite for regulated XRP exposure. Amplify ETFs’ new XRPM product, launched on November 18, adds another layer of innovation, providing a 3% monthly income yield through covered call options on XRP futures and ETFs. The fund, targeting a 36% annualized premium, offers exposure without direct token ownership—bridging crypto yield strategies into the ETF market.

XRP Market Reaction And Price Outlook

Ripple’s native token XRP-USD currently trades at $2.22 (+3.45%), pushing its market capitalization to $132 billion, ranking it as the fourth-largest crypto asset. The $2.15–$2.25 zone has held as key support, and ETF-related inflows could unlock upside toward $3.00–$3.80, the previous all-time high from 2018. The recent 5.24% daily rally came as global crypto capitalization climbed 2.6% to $3.18 trillion, led by Bitcoin, Ethereum, and XRP. Trading volumes soared to $6.23 billion in 24 hours, signaling robust accumulation after weeks of decline.

Analysts cite a bullish divergence in XRP’s four-hour chart, where price action has broken its short-term downtrend and re-entered a favorable order block. Crypto Fergani projects a surge toward $6.00, while Diana’s ETF Inflow Model maps potential long-term targets between $7 and $24, depending on aggregate ETF seed capital inflows of $50 million to $900 million. Her model shows how ETF issuers absorbing XRP to build exposure could tighten the token’s 60-billion-unit liquid supply, creating a scarcity-driven price repricing over a 30–60 day period.

Franklin Templeton’s $1.5 Trillion Catalyst: EZRP Goes Live

The EZRP ETF launch from Franklin Templeton, managing over $1.5 trillion AUM, represents the largest institutional leap yet for Ripple-based products. The fund’s arrival on the CBOE gives traditional investors regulated access to XRP without managing wallets or digital assets directly. Its scale dwarfs Canary Capital’s $20 billion platform and is expected to attract billions in inflows from wealth managers and advisors. Early analyst projections anticipate EZRP alone could surpass $500 million in its first month, positioning XRP as a mainstream asset class alongside Bitcoin and Ethereum ETFs.

Bitwise, 21Shares, And CoinShares Build Momentum

Bitwise Asset Management, fresh off its successful Solana ETF (BSOL) in October, is next in line to launch its XRP product. The company’s final SEC amendment ensures the fund’s readiness, with trading expected by November 19 or 20. Meanwhile, 21Shares and CoinShares have initiated SEC review processes with their own XRP ETF proposals, both expected to list around November 21–22. Together, these launches will expand institutional on-ramps, driving a layered liquidity structure for XRP across multiple exchanges including NASDAQ, CBOE, and BATS.

Amplify’s XRPM: Income-Generating XRP Strategy For Traditional Investors

The Amplify XRP 3% Monthly Premium Income ETF (XRPM) is the first income-oriented crypto ETF structured to deliver consistent yield via options. With an expense ratio of 0.75%, the ETF allocates 30–60% of assets to covered calls and 40–70% to long-only XRP exposure. Each week, it sells out-of-the-money calls (typically 5–10%) to capture premium income while retaining upside potential. Managed by Kelly Strategic Management and Penserra Capital, the ETF seeks to achieve a 36% annualized premium payout, equivalent to a 3% monthly yield. This approach brings structured income generation—a hallmark of equity markets—into the digital asset ETF landscape for the first time.

XRP Price Behavior Mirrors Bitcoin’s ETF Cycle

XRP’s muted initial response to ETF launches echoes Bitcoin’s January 2024 ETF rollout, where prices dipped before a major rebound. Historical parallels suggest institutions typically take several weeks to deploy capital post-launch due to internal compliance and approval cycles. As seen with Bitcoin and Ethereum ETFs, inflows can ignite secondary rallies once funds stabilize and allocations mature. Early selloffs from speculative traders seeking to “front-run” ETF debuts often give way to deeper institutional accumulation—precisely the dynamic analysts expect for XRP-USD in coming weeks.

Whale Activity, Regulatory Clarity, And On-Chain Fundamentals

Large holders have re-entered accumulation zones, signaling renewed confidence amid the ETF wave. Whale clusters have been active around $2.10–$2.25, historically strong accumulation levels for XRP. Meanwhile, ongoing discussions about native XRP staking following ETF adoption suggest deeper DeFi integration within the XRP Ledger (XRPL) ecosystem. Regulatory visibility in the U.S. continues improving, with the Office of the Comptroller of the Currency (OCC) now authorizing banks to hold BTC, ETH, SOL, and XRP for gas fees—a policy shift that further legitimizes Ripple’s network for institutional settlement.

Macroeconomic Backdrop And Institutional Rotation

The broader crypto recovery coincides with easing macro pressure. Bitcoin hovers near $92,900, Ethereum trades at $3,126, and Solana surged 8.3% to $141.01 as risk sentiment improves. The Crypto Fear & Greed Index has risen from extreme fear to neutral territory, while XRP’s 7-day RSI at 21.4 marked its most oversold level since March 2025 before rebounding. Institutional liquidity rotation from overbought assets into XRP ETFs is becoming evident—particularly as funds like VanEck explore staking-enabled products designed to reallocate capital from Bitcoin and Ethereum toward next-generation assets like XRP.

Technical Snapshot: XRPI And XRPR ETFs Show Divergent Strength

The XRPI ETF (NASDAQ:XRPI) trades within a $12.70–$13.19 range, up from its prior close of $12.64, signaling intraday accumulation with average daily volume around 617,000 shares. The XRPR ETF (BATS:XRPR), trading between $17.80–$18.45, builds momentum after closing $17.65 the prior session, with 48,000 average daily volume—a healthy figure for a new crypto fund. Year-to-date, XRPI has declined from a $23.53 high, while XRPR has slipped from $25.99, both stabilizing at multi-month support zones that may define entry points if inflows accelerate.

ETF Impact Models Signal Repricing Ahead

Market models point to dramatic potential outcomes depending on total inflows. Analyst Diana’s ETF Launch Impact Model shows that cumulative inflows of $900 million across up to 20 ETFs could push XRP-USD into a $15–$24 range within 60 days, while even a modest $250 million inflow could sustain prices around $5–$7. Supply compression plays a critical role—each ETF requires physical or derivative exposure, reducing circulating liquidity. As institutional holdings absorb up to 1.5% of total XRP supply, the token’s market structure could undergo a repricing phase similar to Bitcoin’s post-ETF surge from $42,000 to $74,000 in 2024.

Verdict: Strongly Bullish Momentum Building For XRP ETFs

All data points converge toward an emerging institutional supercycle for Ripple’s ecosystem. With XRPI and XRPR already active, EZRP launching today, and multiple new funds queued through late November, the market is witnessing the largest wave of regulated XRP exposure in history. Technical setups, liquidity absorption, and institutional positioning all indicate that XRP-USD, currently at $2.22, could rally toward $5.00–$6.00 short-term and as high as $15–$24 if ETF inflows accelerate through Q1 2026.

Final Rating: Buy – Institutional Catalyst-Driven Rally Expected

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