Ripple XRP ETFs XRPI and XRPR: Price Crash Exactly When ETF Flows Hit $1 Billion
XRPI and XRPR trade at 52-week lows while XRP-USD fights to hold the $1.90–$2.00 demand zone
XRPI ETF is pricing in maximum stress at the same time the flow data signals the opposite. On Dec 15, XRPI closed at $10.92, down 6.21% on the day (-$0.72), after trading between $10.86 and $11.51. That $10.86 print is not just the intraday low; it is also the 12-month low, versus a 52-week high of $23.53. At current levels, XRPI is trading at roughly 53% below its yearly peak, with average volume around 566.4K shares, so every marginal seller has an outsized impact on the tape. XRPR shows the same pattern with a slightly higher beta profile. It finished at $15.52, down 5.83% (-$0.96), inside a day range of $15.50–$16.22. The 52-week range for XRPR is $15.50–$25.99, meaning the ETF is sitting directly on its yearly floor with only about 47.0K shares changing hands on an average day. Illiquidity amplifies moves: small imbalances push XRPR sharply in either direction. Underneath both wrappers, XRP-USD is trading around $1.90–$2.00 after a roughly 13% decline over the past month, still respecting a downward regression channel that has been in place since the July high. Buyers have repeatedly defended the demand zone near $1.99–$2.00, turning it into a structural test area rather than a free-fall. With daily RSI pinned near 40, the market is clearly stressed but not yet broken, which makes the disconnect between ETF prices at the floor and underlying flows even more important to understand.
XRP spot ETFs post 30 consecutive days of inflows and push total AUM to roughly $1.18 billion
While XRPI at $10.92 and XRPR at $15.52 print new lows, the underlying U.S. spot XRP ETF complex is doing the opposite of capitulation. Since launch in mid-November, XRP ETFs have recorded 30 straight trading days of net inflows with no outflow day in the series. Cumulative net inflows are now around $990.9M, taking total net assets across all U.S. spot XRP ETFs to roughly $1.18B. Recent net additions have hovered near 20.17M units per day, which is a steady, program-like pace rather than a one-off surge. Only five issuers are currently live with XRP ETF products, including vehicles from Grayscale, Franklin Templeton, Bitwise, Canary Capital and 21Shares (with its TOXR ticker), yet the ecosystem has already crossed the $1B mark and is competing with or surpassing other altcoin ETF stacks in assets under management. The core fact is simple: XRPI and XRPR are trading at the very bottom of their yearly ranges while almost $1B of net capital has moved into XRP ETFs in a straight, uninterrupted streak.
Bitcoin and Ethereum ETF outflows highlight a clear rotation in regulated crypto flows toward XRP exposure
The strength of XRP ETF inflows only becomes fully visible when set against what is happening in the rest of the regulated crypto ETF market. Over the same Nov 13–Dec 12 window where XRP ETFs absorbed roughly $975–$990M in net inflows, U.S. spot Bitcoin ETFs recorded about $3.39B in net outflows, including a single-day redemption spike of roughly $903M around Nov 20. Ethereum products behaved similarly, with about $1.26B in net outflows and a peak one-day withdrawal event near $261.6M. Even on days when Bitcoin ETFs clawed back a modest net inflow of around 104 BTC (roughly $9.3M) and Solana funds added 30,441 SOL (about $4.05M), Ethereum vehicles were still losing around 7,225 ETH (roughly $22.7M). Through that entire environment of choppy, macro-sensitive flows in BTC and ETH, XRP ETFs continued to log clean, positive net inflows every single trading day. The pattern is not random: capital is rotating inside the regulated ETF universe away from some of the older exposures and toward XRP-linked products, even as prices of XRPI and XRPR fail to reflect that divergence in the short term.
Regulatory clarity, payments utility and ETF structure combine to attract structural XRP allocations
The character of the flows into XRPI, XRPR and other XRP ETFs looks more like structural allocation than fast money trading. A 30-day streak of uninterrupted net inflows is not how short-term speculators behave. That pattern fits long-horizon portfolios that are gradually scaling into a defined exposure. Regulatory positioning is the first pillar: after XRP was treated as a non-security in secondary market trading, one of the biggest institutional barriers disappeared. Mandates that previously avoided XRP because of classification risk can now own it via a compliant ETF wrapper. The second pillar is utility. XRP is directly linked to Ripple’s cross-border payments and settlement stack, used by financial institutions as a rails component rather than just a trading token. For allocators, that real-world use case differentiates XRP from assets that are perceived as purely speculative. The third pillar is the ETF format itself. Institutional accounts, retirement plans and conservative wealth platforms often cannot hold native XRP, manage keys, or participate in on-exchange activity. XRPI, XRPR and their peers give them balance-sheet friendly vehicles that slot into existing workflows, auditing and risk frameworks. Unlike Solana, which can be staked directly and generate yield on-chain, XRP does not offer staking; that makes the ETF wrapper an even more natural channel for institutions who prefer custodial simplicity and operational clarity to on-chain yield mechanics.
Technical map for XRP-USD: $1.90 as the trigger line, $2.27 and $2.60 as near-term upside reference levels
From a pure price-structure perspective, XRP-USD remains inside a downward regression channel that has guided action since the July high. The current trading zone around $1.90–$2.00 is not arbitrary: earlier declines repeatedly paused and reversed in this band, showing that demand keeps stepping in rather than disappearing. The structurally critical level is $1.90. As long as XRP-USD can close consistently above $1.90, the current environment is best described as compressed distribution—sellers active but contained inside a defined structure. In that regime, upside rotations toward $2.27, which lines up with the mid-channel resistance, and then toward $2.50–$2.60, which approximate the upper regression boundary and prior reaction areas, remain realistic targets. A clean break and sustained close below $1.90 would change the narrative completely. Beneath that level, the channel framework fails, demand thins and the next phase is driven by accelerated downside as stop-loss orders and forced deleveraging kick in. The daily RSI reading around 40 is typical of this kind of fork-in-the-road: the market is in a tension zone where it must either stabilize and base or unwind further; there is no sign of complacent optimism in the current tape.
TD Sequential buy signal and whale order flow both point to accumulation near the bottom of the yearly range
A TD Sequential buy signal has appeared on the higher-timeframe XRP-USD chart after several weeks of persistent selling pressure. That type of exhaustion marker usually coincides with the late phase of a down-leg, where incremental sellers are mostly reactive and the market is running out of fresh supply. Historically, such signals are more associated with sideways basing and gradual reversals than with instant V-shaped recoveries, but they do highlight areas where risk/reward begins to skew away from chasing downside. The condition is clear: the signal’s validity depends on XRP-USD holding the $1.90 floor. A confirmed break below that threshold would invalidate the count and turn the zone into a failed attempt at bottoming. Alongside the indicator, large-holder behavior reinforces the same narrative. Data and commentary show that XRP whales have been active near yearly lows, accumulating and trading as price approaches the bottom of the range rather than exiting positions. Whales typically scale into weakness and distribute into strength; they rarely start aggressive buying in the middle of an uptrend. That behavior pattern is consistent with accumulation ahead of a potential medium-term rotation higher, not with capitulation. For XRPI at $10.92 and XRPR at $15.52, it means that the equity-style wrappers are now trading in the zone where strong-hand actors are most interested in building exposure rather than selling to retail fear.
From $1 billion to a potential $10 billion: how persistent XRP ETF inflows can engineer a supply squeeze in XRP-USD
Forward-looking scenarios for XRPI, XRPR and other XRP ETFs are anchored in simple flow math. With spot XRP ETFs already showing about $990.9M in cumulative net inflows and roughly $1.18B in net assets, the system has demonstrated the capacity to absorb material capital in a short window. If, over the next year, weekly net inflows were to average around $200M—levels already observed in recent periods—the total cumulative inflow into XRP ETFs could exceed $10B by 2026. At prevailing price and flow relationships, that kind of capital pool would correspond to more than 5B XRP units being effectively locked inside ETF structures. For a token with 100B max supply and a free float in the mid-tens of billions, moving 5B units into long-term, regulated vehicles tightens the tradable float that sits on exchanges and OTC desks. That is the mechanical basis for the “supply-shock” thesis. Retail participants who are selling XRP around $2.00 are not simply closing positions into a vacuum; they are transferring inventory to ETF structures and institutional accounts that operate on allocation schedules rather than emotion. As more supply migrates into XRPI, XRPR and their peers, any future demand resurgence will be hitting a thinner pool of liquid XRP, amplifying the price impact of new buyers. The flows do not guarantee a rapid breakout, but they steadily load the spring on the supply side.
Positioning implications for XRPI at $10.92 and XRPR at $15.52 in a market defined by flows, structure and psychology
For investors evaluating XRPI around $10.92 and XRPR around $15.52, the setup is defined by three intersecting forces: price structure, ETF flow dynamics and large-holder behavior. Structurally, XRP-USD is compressed in a downward channel with $1.90 as the make-or-break level and $2.27–$2.60 as the first upside checkpoints. Flows into XRP ETFs have already crossed roughly $990.9M in net inflows and $1.18B in AUM, with a 30-day streak of uninterrupted positive sessions even as Bitcoin and Ethereum vehicles lost $3.39B and $1.26B respectively over similar windows. Whale accumulation and a TD Sequential buy signal add to the evidence that selling pressure may be closer to exhaustion than to its starting point, provided $1.90 holds. Against that backdrop, XRPI and XRPR are not trading at random levels; they are effectively marking the point where fear in the wrappers collides with systematic demand for the underlying asset.
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