XRP Price Forecast: $1.47 XRP-USD Between $0.53 Crash Risk and $9 Bull Targets

XRP Price Forecast: $1.47 XRP-USD Between $0.53 Crash Risk and $9 Bull Targets

Garlinghouse joins the CFTC, Upbit offloads 50M XRP, Standard Chartered slashes its call to $2.80, while ETF flows, the Clarity Act and Bitcoin’s $60K line still shape the next big move.

TradingNEWS Archive 2/16/2026 12:27:52 PM
Crypto XRP/USD XRP USD

XRP-USD – Ripple price forecast between panic selling and multi-bagger targets

XRP-USD – From Garlinghouse’s CFTC appointment at $1.66 back into the $1.40s

XRP-USD is trading roughly in the $1.46–$1.50 zone after a violent two-day reversal. Price jumped more than 8% toward $1.66 when news broke that Brad Garlinghouse joined the CFTC Innovation Advisory Committee, then gave the entire move back and closed near $1.50, with intraday prints closer to $1.46–$1.47. On the daily chart that left a narrow real body with a long upper shadow, a textbook rejection bar that shows buyers chased the headline into a pre-existing sell zone and got overwhelmed. This is happening while Bitcoin has already absorbed close to a 28% monthly drop and a peak-to-trough drawdown of about 47.5%, so XRP is moving inside a stressed macro crypto tape, not in isolation.

XRP-USD – Upbit’s 50M sell-off and why the $1.40 area is now critical

The sharpest leg lower was triggered by concentrated flow on Upbit, where roughly 50 million XRP were sold over about 15 hours. Order-book data show around 12,775 distinct trade sizes, with maximum intensity between 08:00 and 12:00 KST, when the book was processing close to 2,500 sell orders per minute and individual tickets running between 100,000 and 250,000 XRP. Only about 0.07% of that activity screens as wash trading, which means almost all of it was genuine liquidation rather than fake prints. That wave forced XRP-USD under $1.50 and down toward the $1.40–$1.46 band, which now acts as the first real battle line. The short-term structure is simple: resistance around $1.51–$1.57, then layered supports near $1.26, $1.12, and, in the extreme, the $0.53 Fibonacci extension of the mid-2025 downtrend. As long as price oscillates between $1.26 and $1.57, you are in a range with unresolved direction.

XRP-USD – Liquidity surge, altcoin rotation and what $0.91 versus $3.94 really implies

Despite the Korean dumping, underlying liquidity is not collapsing. One real-time read shows XRP-USD pushing above $1.50 and briefly touching around $1.53 with 24-hour spot volume jumping roughly 86% to about $5.36 billion. A break that comes with that kind of volume normally indicates real commitment, not just thin-book noise, and it often leaves a valid level to trade against if price can base above former resistance. A separate AI-driven model points to a one-month reference level around $0.91 and a one-year fair-value target near $3.94. That combination is blunt: the model still allows for short-term downside back into the sub-dollar region, but the one-year skew remains higher as long as the market defends the $1.12–$1.26 shelf. Practically, holding $1.45–$1.50 on daily closes keeps $1.60–$1.65 in play, while a clean break below $1.40 forces a retest of the deeper supports.

 

XRP-USD – ETFs, XRPL products and the institutional spine behind the token

The medium-term case for XRP-USD is not just a chart story; it is being built around institutional rails. On the listed side, XRP ETFs had about $1.6 billion in assets around January 5, before the February slump cut that pool to roughly $1.0 billion, a decline of around 40% that mirrors the broader crypto selloff. At the same time the total market value of crypto has dropped about 3.1% in a day, Bitcoin has briefly tested the $60,000 region, and XRP-USD has printed lows near $1.16, the weakest level in 15 months, still about 59% below its July peak. Under the surface, the XRP Ledger is being used for tokenized Treasury-style yield products where XRP and RLUSD can be parked into structures that reference government-bond returns. There are tokenization pilots with big traditional institutions, including UK players such as Aviva, and Japanese innovation programmes where banks like Mizuho and SMBC Nikko back XRPL-based projects. That mix of ETF wrappers and real institutional plumbing is what differentiates XRP from a generic alt.

XRP-USD – From a $2.80 bank cut to $7–$9 venture targets and a $3.94 model path

Forecasts on XRP-USD now span a wide band and they no longer tell a single story. On the venture side, Michel Oliver at Tokentus Investment AG talks openly about $7–$9 in the next strong bull phase, anchored in the view that today’s $1.46–$1.49 region still reflects early-cycle pricing and that adoption across banks, fintechs and payment providers in Europe, Asia and the Middle East will steadily push utility and demand. On the traditional banking side, Standard Chartered previously framed an $8 target for the end of 2026, then cut that call to about $2.80, which is a 65% reduction, after the recent rout. Even after that downgrade, the bank still groups XRP-USD with ETH as a key beneficiary of stablecoin growth and tokenized real-world assets; only the trajectory and timeframe have been recalibrated. Overlay that with the one-year AI model level near $3.94 and you get a ladder of targets at $2.80$3.94 and $7–$9, all sitting above a spot price in the mid-$1 range.

XRP-USD – Regulation, the Clarity Act and why policy risk is turning into policy leverage

The regulatory file has turned into a genuine asset for XRP-USD rather than a pure overhang. Garlinghouse’s new CFTC Innovation Advisory Committee role plugs Ripple directly into US derivatives and market-structure discussions at the exact moment Washington is debating how to frame digital assets, stablecoins and tokenization. The Clarity Act in the US Senate is the second pillar. Treasury Secretary Scott Bessent has linked its passage to a healthier crypto environment, and Ripple’s chief legal officer Stuart Alderoty came out of a White House session making it clear that there is still bipartisan momentum behind a market-structure bill and that the window for getting it done is open now. Around that sits the capital-markets angle: an XRPL-focused treasury business preparing for an IPO and a growing set of regulated products that integrate XRP exposure without forcing sceptical institutions to go fully on-chain on day one. Every incremental step here reduces the regulatory discount that the market demands on XRP-USD.

XRP-USD – Technical map from rejection at $1.66 to resistance at $2.35 and a floor at $0.53

The price structure around $1.47 is clear and unforgiving. The weekend spike to $1.66 that closed back near $1.47 produced a single-bar sell signal right into resistance. The immediate ceiling sits in the $1.51–$1.57 band, which lines up with former support and resistance from late 2024 and now caps every rally. Above that, the first major level that flips the narrative is around $1.81, where the November and December lows cluster with the 50-day exponential moving average and the late-January retest. Next comes the psychological $2.00 handle, then the $2.15 region near the 200-day moving average, and finally the $2.35 January peak that has to be taken out to open a credible path back toward the July high above $3.60. On the downside the stepping stones are $1.26 from the October 10 flash crash, $1.12 from repeated tests in January and early February, and $0.53 as the 100% Fibonacci projection of the previous major down-leg. Those levels define both invalidation and opportunity.

XRP-USD – Bitcoin near $60k, liquidation cascades and fresh worries about its long-term edge

XRP’s tape cannot be separated from Bitcoin’s risk profile. BTC has already fallen about 28% in a month and almost touched the $60,000 region that many desks treat as critical structural support near the 200-week moving average. Desks such as STS Digital warn that a decisive break under that band would likely trigger forced deleveraging, systematic hedging flows and a liquidation spiral in leveraged long positions across the complex. In that kind of move, beta-heavy names like XRP-USD tend to fall faster than BTC itself. On top of pure price action, macro commentators like Willy Woo are talking about quantum-computing risk eroding Bitcoin’s long-term security advantage over gold, which adds another layer of uncertainty premium to the whole sector. If Bitcoin loses $60,000 while XRP is still pinned below $1.57, the probability of a slide into $1.26, then $1.12, increases sharply and the tail towards $0.53 stops being theoretical.

XRP-USD – Balancing 40–60% downside risk against 2–6x upside into 2026–2028

Put the pieces together. Spot is roughly $1.47–$1.50. The short-term quantitative anchor near $0.91 and the technical supports at $1.26$1.12 and $0.53 define a real possibility of another 40–60% drawdown in a full-scale washout, especially if Bitcoin convincingly breaks $60,000. On the other side, the $2.80 bank target, the $3.94 model estimate and the $7–$9 venture path point to upside scenarios between roughly 2x and 6x from current levels if regulation normalizes, ETF flows recover toward or beyond the prior $1.6 billion peak, and XRPL adoption continues to deepen in payments and tokenization. Under those conditions XRP-USD at this zone fits as a high-volatility buy with tight respect for the downside ladder and continuous monitoring of Bitcoin’s key support, not a comfortable parking spot for capital that cannot tolerate heavy swings and not an obvious sell for capital that has already ridden the current leg down.

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