XRPR and XRPI ETFs Power XRP (XRP-USD) to $2.64 as Ripple Prime and $100M Inflows Signal New Bull Phase

XRP-USD: ETF Wave Accelerates as Institutional Demand, Ripple Prime Integration, and Regulatory Momentum Push Price Toward $3

Institutional Capital Flows Reinforce the XRP Rebound

XRP (XRP-USD) continues to capture institutional attention as inflows across newly launched exchange-traded funds expand at an unprecedented pace. The REX-Osprey XRP ETF (XRPR) has now surpassed $100.89 million in assets under management (AUM) just weeks after its September 18, 2025 debut. According to issuer REX Shares, the ETF—providing the first U.S.-based spot exposure to Ripple’s XRP token—has become one of the fastest-growing digital asset products of the year.

This surge aligns with a parallel expansion in CME Group’s XRP futures, where cumulative trading volumes since May have exceeded 567,000 contracts, equivalent to $26.9 billion in notional value. This spike in derivative activity underscores the steady inflow of institutional money, particularly from hedge funds and family offices now diversifying beyond Bitcoin (BTC-USD) and Ethereum (ETH-USD). Approximately 40% of capital inflows into XRP ETFs originate from institutional channels, confirming XRP’s rising credibility as a liquid, tradable asset in the regulated U.S. landscape.

ETF Coordination and SEC Progress Signal a Structural Turning Point

The momentum accelerated further after seven major asset managers—Grayscale, Bitwise, Canary, CoinShares, Franklin, 21Shares, and WisdomTree—filed updated S-1 amendments for their spot XRP ETFs. The synchronized move was widely interpreted as a response to U.S. SEC feedback, marking a decisive step toward approval. The new framework allows both in-kind and cash creations/redemptions, resolving earlier liquidity constraints.

ETF strategist James Seyffart called the simultaneous filings “a clear signal of regulatory alignment,” while NovaDius Wealth’s Nate Geraci described the coordination as “a very good sign for market readiness.” Absent from the filings, however, was BlackRock (NYSE:BLK), the world’s largest ETF manager—though speculation persists that the firm may join the XRP race once regulatory clarity is finalized.

In parallel, the Teucrium 2x Long Daily XRP ETF (XXRP), launched on April 8, 2025, continues to attract speculative capital. The leveraged product—targeting 2x daily XRP returns—relies on total return swaps and cash-settled XRP futures, with hundreds of millions in inflows within 16 weeks. CEO Sal Gilbertie described investor response as “extraordinary,” crediting the “XRP Army” for driving retail momentum while emphasizing the need for caution due to volatility and compounding risks inherent to leveraged ETFs.

Price Reaction and Market Structure

XRP trades at $2.64, up 2.2% in the past 24 hours and 26% year-to-date, with recent highs near $2.80 during Friday’s surge. The rally began after Ripple Labs finalized its acquisition of Hidden Road, now rebranded as Ripple Prime—a strategic expansion positioning Ripple as a global multi-asset liquidity and custody provider. The token gained 5.4% in 24 hours following the announcement and another 4.3% as U.S. inflation data softened, suggesting a more dovish Federal Reserve outlook.

From a technical standpoint, XRP remains above its 200-day EMA ($2.61) but still trades marginally below its 50-day EMA ($2.69), signaling short-term consolidation within a medium-term bullish channel. Key resistance stands at $2.62, $3.00, and $3.66, while support rests at $2.35, $2.20, and $1.90. A breakout above $2.62 could open the path toward the psychological $3 mark, aligning with institutional buying momentum linked to ETF inflows.

Ripple Prime: From Hidden Road to Institutional Hub

Ripple’s $1.25 billion acquisition of Hidden Road and its rebranding to Ripple Prime marked a milestone in integrating traditional finance with blockchain liquidity. Ripple Prime will serve institutional clients, providing custody, brokerage, and direct access to digital assets under a unified platform. CEO Brad Garlinghouse framed the acquisition as “a bridge between TradFi and blockchain infrastructure,” placing XRP at the core of global settlement and liquidity operations.

The expansion follows Ripple’s earlier acquisitions of GTreasury, Rail, and Standard Custody, as part of its ambition to establish a vertically integrated network for tokenized asset management. Ripple’s proprietary stablecoin, RLUSD, already collateralized in brokerage operations and rated “A” for stability by Bluechip, has further boosted market confidence. BNY Mellon’s custody role for RLUSD underscores institutional trust, creating a foundation for Ripple’s larger liquidity ecosystem

Macro Environment: Inflation Relief and Fed Pivot Amplify Risk Appetite

The macro backdrop continues to favor crypto risk assets. U.S. inflation rose only 0.3% in September, with core CPI up a modest 0.2%, bolstering expectations for a rate cut later this month. This triggered renewed rotation into high-beta digital assets like XRP-USD, which typically outperform during liquidity expansions.

The CME FedWatch Tool shows a 98% probability of a 25-basis-point cut in October and 91% odds of another in December. As bond yields decline, liquidity conditions improve—creating fertile ground for crypto ETFs and leveraged products such as XXRP. The easing cycle also supports Treasury diversification strategies, explaining Evernorth’s $1 billion plan to establish the largest XRP treasury reserve globally, further tightening the asset’s free float.

CME Derivatives Growth and Market Liquidity

CME’s data reinforces the institutional footprint in XRP derivatives. Since May 2025, over 567,000 XRP futures contracts have traded, totaling $26.9 billion in notional exposure. This surge in participation from proprietary trading firms and institutional desks mirrors the ETF boom in the underlying asset. Rising open interest levels—now among the top five non-BTC, non-ETH crypto contracts—indicate XRP’s formal integration into professional trading infrastructure.

Such liquidity depth not only validates XRP’s $157.8 billion market capitalization but also enhances its function as a settlement asset for RippleNet and Ripple Prime transactions. As more regulated vehicles adopt XRP as collateral, its volatility profile is expected to narrow, reinforcing its attractiveness as an institutional-grade instrument.

Regulatory Milestones: Toward Full U.S. Recognition

Ripple’s legal closure with the SEC, following the agency’s decision to drop its appeal over programmatic sales, cleared a critical barrier to mainstream ETF approval. This resolution, combined with the U.S. Market Structure Bill and Ripple’s pending U.S. bank charter license, has paved the way for expanded adoption among financial institutions.

Upcoming Senate votes and U.S.–China trade developments remain near-term catalysts. A stopgap funding deal or trade accord could lift risk sentiment, while prolonged political gridlock could stall ETF launches and slow inflows. However, industry sentiment suggests regulators are increasingly aligned with integrating blockchain into capital markets rather than obstructing it.

Bullish Triggers: The Path Toward $3 and Beyond

Bullish catalysts include:

• SEC approval of XRP spot ETFs and potential entry by BlackRock.

• Ripple Prime expansion and Evernorth’s $1 billion XRP reserve completion.

• Rate cuts and improved global liquidity.

• Institutional adoption of XRP for treasury reserves and remittances.

• Continued ETF inflows exceeding $5 billion in month one, as predicted by Canary Capital’s Steven McClurg.

If XRP sustains trade above $2.62, momentum could drive it toward $3.00, with technical extension targets between $3.66 and $5.00. Analysts tracking XRP’s on-chain volume highlight strong accumulation patterns from institutional wallets, supporting a medium-term bullish outlook.

Bearish Scenarios: Key Downside Risks

Potential headwinds include:

• BlackRock delaying or abandoning an iShares XRP Trust filing.

• Prolonged U.S. government shutdown affecting SEC processing timelines.

• Senate rejection of crypto-friendly legislation like the Market Structure Bill.

• SWIFT maintaining dominance in cross-border payments, slowing Ripple’s adoption curve.

• Leverage risk within XXRP products due to compounding and swap exposure.

A break below $2.35 could expose $2.20, with extended downside risk toward $1.90 if risk sentiment deteriorates or ETF approvals stall.

Investment Perspective: XRP-USD Positioning and Market Outlook

As of October 26, 2025, XRP trades near $2.64, reflecting a structural shift in investor perception. ETF inflows exceeding $100 million, Ripple’s integration of Ripple Prime, and rising institutional derivatives volume collectively signal a maturation phase for the asset.

The combination of macro easing, regulatory tailwinds, and institutional expansion positions XRP-USD for continued upside. Short-term resistance remains at $3.00, but the probability-weighted range through early 2026 lies between $3.60 and $5.00, contingent on ETF approval timing.

Verdict: Buy.
XRP’s expanding ETF ecosystem, deepening institutional participation, and Ripple’s aggressive infrastructure growth underpin a bullish trajectory. While volatility remains, the convergence of regulatory recognition, liquidity expansion, and strategic acquisitions justifies a Buy rating, with near-term targets at $3.00–$3.60 and extended fair value toward $5.00 as ETF demand scales into Q1 2026

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