XRP ETF XRPI Slides to $10.28 as XRPR Trades Around $15 and XRP-USD Stays Below $1.90

XRP ETF complex: inflows rise while price and macro stay hostile

XRP-USD: price, macro headwinds and technical damage

XRP-USD trades around $1.79–$1.90, roughly 50% below the July 2025 cycle high at $3.65 and still under the January 2018 peak near $3.84. The token is selling off in a classic risk-off mix: the Fed held rates at 3.50%–3.75%, signaled patience, and Trump is weighing options against Iran while an aircraft carrier group sits in the region. Safe havens are running hot, with gold and silver printing new all-time highs, while high-beta crypto is being sold into strength. On the chart, XRP sits below the 50-day EMA at $2.01, the 100-day EMA at $2.14 and the 200-day EMA at $2.28. That triple break puts the structure in a clean downtrend. The daily RSI is sliding toward 40, pointing to growing downside momentum, and the MACD stays under its signal line, confirming a sell bias. Immediate support sits near Sunday’s low around $1.81, with a deeper line near April’s $1.61 zone. Upside only re-opens if buyers can reclaim $2.01 first, then $2.14 and $2.28, which would rebuild the path toward $3.00 and then back to the $3.65 region.

XRP-USD positioning: retail futures and ETF demand are diverging

Derivatives data show retail enthusiasm fading while institutional wrappers quietly absorb supply. XRP futures open interest is roughly $3.43 billion, down from $3.45 billion the prior day. That stagnation signals traders are closing contracts instead of adding fresh risk. Reduced leverage on exchanges removes one driver for sharp upside spikes. At the same time, XRP spot ETFs have logged about $6.95 million of net inflows on January 28 alone and now sit at roughly $1.39 billion in net asset value with a net asset ratio near 1.19% of circulating supply. Cumulative ETF inflows are about $1.26 billion since launch, and flows have been positive for six straight sessions. The net effect is simple: hot money is stepping away in futures, long-only capital is tightening the float via ETFs.

XRPI ETF: cash flows chase XRP dip while price breaks to the floor

The core XRPI ETF on NASDAQ trades at $10.28, down 6.72% on the day, with a session range between $10.21 and $10.70 and a 52-week range of $10.21 to $23.53. The current print sits right on the year’s low, showing how closely XRPI shadows XRP-USD’s drawdown and how sensitive it is to spot volatility. Average daily volume near 526,000 shares keeps the product liquid enough for tactical traders but still far from mega-ETF scale. With previous close at $11.02, the single-day move has wiped around 6.7% of equity value, yet the broader ETF complex continues to attract cash, which means buyers are using XRPI ETF and its peers as regulated vehicles to accumulate exposure on weakness. At today’s levels XRPI is trading at less than half of the upper end of its 1-year range, mirroring the roughly 50% discount in XRP-USD versus its prior cycle high.

XRPR ETF: thinner liquidity, higher sensitivity to XRP swings

The sister XRPR ETF trades around the mid-teens, with a previous close near $15.71, a day range between $14.61 and $15.20 and a 52-week band from $14.61 to $25.99. Average volume is about 11.8K shares, far thinner than XRPI, which increases slippage for larger tickets and makes XRPR a purer high-beta expression of XRP rather than a deep liquidity core holding. Price now trades near the bottom of that 12-month range, echoing stress in XRP-USD. The low volume means marginal orders move the tape more aggressively, so any sharp continuation of XRP’s slide toward $1.61 can push XRPR ETF through its 52-week floor faster than XRPI ETF, while a rebound back above $2.00 in the token would create out-sized percentage bounces in this thinner wrapper.

XXRP 2x ETF: leveraged bet on XRP volatility, not a core holding

The Teucrium XXRP 2x Long Daily XRP ETF has pulled in about $5.78 million in fresh inflows on January 27, roughly 2.85% of its AUM, lifting total assets to about $202.95 million. That is aggressive turnover for one day, a clear sign that traders are using XXRP as a short-horizon volatility tool. The underlying XRP-USD is down roughly 27.3% over three months and screens as Strong Sell on near-term technicals, yet buyers are still paying for 2x exposure. This is not long-term capital; it is leveraged positioning around swings driven by Fed comments, Trump tariff headlines, and ETF flow news. With almost 3% of the fund’s capital churning in a single session, XXRP ETF is structurally designed for intraday to multi-day speculation. Given the current bearish trend in XRP-USD, mis-timed entries here can result in fast double-digit drawdowns. For portfolio construction, XXRP sits in the “trading book only” bucket, not as a strategic holding.

XRP spot ETFs vs Bitcoin IBIT ETF: flow gap narrows but leadership stays with BTC

Across the crypto ETF landscape, XRP wrappers are quietly outperforming Bitcoin funds on flows despite weaker price action. Bitcoin spot ETFs have just logged a second straight day of net outflows around $19.6 million on January 28, after a period where only one of the last eight sessions showed positive net inflows of roughly $7 million. Earlier in the month, Bitcoin ETFs had a blow-out day with about $840.6 million of inflows on January 14, followed by a brutal reversal where $708.7 million left on January 21. The flagship IBIT ETF now trades near $47.45, down 6.07% today, with a day range of $47.12 to $49.80 and a 52-week range between $42.98 and $71.82. Market cap sits around $174.55 billion with volume above 53 million shares. While Bitcoin ETF assets still dwarf XRP’s $1.39 billion, the recent pattern matters: BTC products are leaking cash at the margin while XRP spot ETFs are stacking six days of inflows and a fresh $6.95 million in one day. That shift signals some institutions are rotating from broad Bitcoin beta into more targeted altcoin exposure via XRP ETFs, accepting more idiosyncratic risk for a higher potential multiple if policy and flows align.

XRP ETF complex and BlackRock: why an XRP filing still sits on the runway

On the issuer side, large managers are clearly watching XRP’s structure rather than chasing headlines. Canary Capital’s Steven McClurg expects that a spot XRP ETF from a top-tier filer such as BlackRock could emerge around late 2026 or 2027 if conditions line up. The playbook is the same one used for Bitcoin: launch only after demand is obvious. BlackRock waited until institutional appetite for BTC wrappers was undeniable, then came in size. For XRP, three filters matter. First, sustained demand via existing products like XRPI ETF, XRPR ETF, XXRP ETF and other XRP ETFs from Franklin and Grayscale; current cumulative ETF inflows of $1.26 billion and AUM at $1.39 billion show that box is getting filled. Second, market depth and liquidity in XRP-USD must stay robust, which is supported by multi-billion-dollar daily volumes and a sizable futures open interest around $3.43 billion. Third, regulatory clarity has to remain stable or improve; post-lawsuit, XRP sits on stronger legal footing in the US than during the 2020–2022 period, and that is precisely what big issuers need before filing. McClurg emphasizes a key institutional view: Bitcoin is the macro hedge, Ethereum carries cost and complexity, while XRP is seen as a tightly engineered rail for high-throughput financial flows. That functional bias makes XRP a logical candidate once the SEC and Congress finish shaping the CLARITY Act framework.

Sentiment split: Garlinghouse macro optimism vs current XRP price reality

Ripple CEO Brad Garlinghouse has stated that crypto markets are likely to make new all-time highs in 2026, leaning on regulatory momentum such as the GENIUS Act and upcoming CLARITY Act. XRP, however, trades near $1.90, about half of the July 2025 peak at $3.65 and far from $3.84. Since November 2025, XRP ETFs have pulled in around $1.3 billion, yet that fresh capital has not translated into a sustained breakout. Reasons are straightforward: heavy profit-taking after the lawsuit rally, rotation into Bitcoin and Ethereum as the first wave of spot ETFs sucked in institutional money, and a macro backdrop where Trump’s tariff swings and Fed caution keep risk tolerance low. Analyst price targets for 2026 cluster between $3 and $8 for XRP-USD, which implies upside of roughly 60% to over 300% from current levels. But the tape is not paying anyone for patience yet; the token is still trading as a leveraged proxy on global risk appetite, not on fundamentals alone.

Risk profile across XRPI, XRPR, XXRP and XRP-USD: what the numbers imply

Risk tiers inside the complex are clear. XRP-USD itself is the base asset, down about 27.3% over three months and 50% from the cycle top, sitting below all key EMAs with RSI near 40 and MACD negative. That is a classic medium-term downtrend inside a secular bull structure, with support at $1.81 and $1.61. XRPI ETF wraps that exposure into a regulated NASDAQ vehicle currently at $10.28 with a 52-week corridor of $10.21–$23.53 and daily volume above 500K shares, giving institutions and US accounts a simple way to scale in. XRPR ETF provides a higher-beta, lower-liquidity proxy with price around the mid-teens, a 52-week span from $14.61 to $25.99, and volumes under 12K shares, suitable more for tactical allocations. XXRP ETF amplifies every move 2x on a daily reset basis, has about $202.95 million of AUM and just saw $5.78 million of new flows, meaning nearly 3% of capital turned over in a day. That profile is pure speculation territory. Overlay that with the ETF complex’s $1.39 billion AUM and six straight inflow days, and you get a structure where the float is being slowly locked inside regulated funds even as price trades heavy and retail futures interest stalls around $3.43 billion.

Final stance on XRP-USD, XRPI, XRPR and XXRP: speculative buy on spot and core ETFs, avoid leverage as a base position

After weighing the macro backdrop, technicals, ETF flows and issuer pipeline, the view is straightforward. XRP-USD carries a bearish short-term chart inside an improving structural story. ETF demand of $1.26 billion since November, six consecutive days of inflows, $1.39 billion in ETF AUM, plus realistic talk of a future BlackRock-style XRP ETF all point to deepening institutionalization. At the same time, price below the 50-, 100- and 200-day EMAs and RSI near 40 demands respect for downside risk toward $1.61 if Fed policy stays tight and geopolitical risk escalates. For that reason, XRP-USD and the unlevered wrappers XRPI ETF and XRPR ETF screen as a speculative Buy for investors who accept high volatility and a multi-quarter horizon. Entry near $1.80–$1.90 on XRP-USD and near the bottom of the 52-week ranges for XRPI and XRPR offers asymmetry if the token revisits $3.00–$3.65 and ETF flows keep grinding higher. The leveraged XXRP ETF is not suitable as a core position; its role is short-term trading only, and for portfolio calls it falls into Sell/Avoid outside of tactical use. Overall stance on the XRP complex is bullish but explicitly high-risk: capital that cannot tolerate 30–50% drawdowns does not belong here, while capital that can sit through those swings stands to benefit most if ETF expansion, regulatory clarity and macro risk appetite align in 2026.

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